Meet the mortgage solution made for specialized borrowers like you.

No tax returns or paystubs required
Average closing in 3 weeks

Entrepreneurs

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Investors

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Business Owners

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Retirees

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Non-US Citizens

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Entrepreneurs • Investors • Business Owners • Retirees • Non-US Citizens •

  • "What a great experience my wife and I had with Quontic! We had a difficult timeline and they passed with flying colors. Nick, Vasilik, Ray and Patricia were truly a pleasure to work with. I’m also a realtor and I’ve worked with hundreds of banks and lenders in the Bay Area, the way Quontic answered the call at every turn was something I never experienced before as a realtor. They answered our phone whenever we called, they emailed us immediately and had a pleasant attitude throughout. I can’t thank them enough for their diligence and commitment to the customer!

    Kevin D.

  • The personalized experience of working with Marcelo, Vasiliki, Ray, and Patricia is 2nd to none. They walked us through the process of getting a mortgage step by step, very judiciously, and patiently when other banks would not or could not. They very much came to our rescue and made us feel well taken care of through the whole process. We would work with them again and again.

    Daniel P.

  • “My unique and difficult jumbo mortgage using non-traditional collateral income streams was put together in record time. My realtor, the title company, and others pushing this through were SHOCKED at how fast Quontic and their team was able to do this. Everyone there was professional and was in constant contact updating me and my team to get this baby closed fast!”

    Doug S.

  • “It was a pleasure dealing with Quontic Bank. They were on top of every step necessary to make things go smoothly. They were recommended highly to me by my son and daughter after they each used Quontic for their own mortgages.”

    Steve C.

Our mission is to level the lending playing field by making mortgages more equitable for communities that need them.

Quontic is one of only a few mortgage lenders that can offer these types of home loans.

We are a federally chartered digital bank and US Treasury designated Community Development Financial Institution (CDFI) licensed to lend in all 50 states.

VICE PRESIDENT & SENIOR LENDING OFFICER

Nice to meet you. I’m Ray.

I’m an expert in securing mortgages for specialized borrowers, with good credit, a minimum of 20% down payment, and minimal documentation. You can qualify with no tax returns or pay stubs required. The best part? We can help you close in as little as 3 weeks.